Simple pricing. No surprises.

One plan. Everything included. No free tier, no feature gates, no upsells — and you can cancel anytime.

7-DAY FREE TRIAL FOR NEW MEMBERS
$12.99/ month
or $99.99/year — save about 36%
  • Plaid bank connections (read-only)
  • Budget suggestions from your real spending. Nothing is added until you tap Apply.
  • Recurring bill & subscription detection
  • Pockets — named claims on your real balances
  • Financial Age Score (an estimate, not a credit score)
  • Rewards card optimizer
  • Open Wallet Finance Advisor
Free trial7 days · new members · card required, $0 during trial
CancelAnytime · Billing page (/billing)
EligibilityU.S. residents · 18+ · prices in USD
Start free trial

New members get 7 days free, then $12.99/month plus applicable tax (charged today if you've already used your free trial); it auto-renews at that price until you cancel — cancel anytime on the Billing page.

Annual plan: $99.99/year plus applicable tax, billed annually — it also auto-renews until you cancel. Cancelling stops future charges. You keep access until your paid period ends. After that the app pauses, but your data stays so you can pick up where you left off. Cancelling doesn't delete your account. To erase everything, delete your account on the Account page.

Questions about billing or cancelling? See the help center or email support@openwalletfinance.com.